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Société Générale, based in France, is one of Europe’s leading financial services groups with a history spanning over 150 years. The bank operates globally and offers retail & corporate banking, investment banking, insurance and asset management. Société Générale has recently streamlined its French retail banking operations and continues to strengthen its capital position. It aims for a cost-to-income ratio below 60% by 2026. The group’s large client base, strategic mergers, and focus on efficiency have helped it maintain a strong presence in both domestic and international markets.